SOFTWARE
BTA Pro Software for Business Tax Return Analysis
Bukers BTA Pro helps lenders analyze business tax returns and financial statements by transforming tax return data into GAAP-equivalent financial statements, cash flow analysis, and meaningful financial insights. Designed for commercial lending, BTA Pro helps lenders evaluate business performance, repayment capacity, and credit risk with greater efficiency and confidence.
Start with Smart. Lend with Confidence.
Efficient Analysis
Transform business tax returns and financial statements into meaningful financial analysis in less time. Generate cash flow statements, ratios, and cash driver adjustments that support lending decisions.
Handle Any Size Business
Analyze everything from simple pass-through entities to complex corporations. BTA Pro supports Forms 1065, 1120S, and 1120, including integrated Schedule K, M-1, and M-3 analysis.
Evaluate Lending Scenarios
Create projections, perform stress tests, and compare multiple what-if scenarios. Assess the impact of changing assumptions before making a credit decision.
Focus on What Matters
Organize business tax return and financial statement information into a consistent format that allows lenders to spend more time evaluating borrower performance and less time preparing data for analysis.
Helping Lenders Analyze Business Performance with Greater Efficiency and Confidence
Not all financial information tells the same story. Business tax returns often provide a more consistent view of a company’s financial performance than internally prepared financial statements alone. Bukers BTA Pro helps lenders transform business tax returns and financial statements into meaningful analysis, providing deeper insight into business performance, cash flow, repayment capacity, and credit risk.
Transform Business Tax Returns into Meaningful Financial Analysis
Business tax returns contain valuable financial information, but turning that information into meaningful analysis can be a time-consuming process. BTA Pro transforms business tax return data into GAAP-equivalent balance sheets, income statements, cash flow analysis, ratios, and trend reports that help lenders better understand business performance and repayment capacity.
Whether analyzing a simple pass-through entity or a complex corporate structure, BTA Pro organizes financial information into a consistent format that supports efficient and thorough credit analysis. Multi-year comparisons help lenders identify trends, evaluate financial performance, and gain deeper insight into a borrower’s business operations.
The software supports Forms 1065, 1120S, and 1120, including integrated Schedule K, M-1, and M-3 analysis, providing the flexibility to handle a wide range of borrower relationships.
Gain More from Business Financial Statements
Business tax returns are not always the only source of borrower financial information. BTA Pro also supports business financial statement analysis, giving lenders the flexibility to analyze financial statements, tax returns, or a combination of both within a single borrower relationship.
When different types of financial information are available from year to year, BTA Pro allows lenders to evaluate them together in a consistent format. Historical financial statements can be combined with business tax returns to create a more complete view of business performance, trends, and financial condition.
Whether working with internally prepared statements, reviewed statements, audited financial statements, or business tax returns, BTA Pro helps lenders organize financial information into meaningful analysis that supports informed credit decisions.
Cash Flow Analysis Models
Evaluate business performance from multiple perspectives using customizable cash flow models. Analyze repayment capacity, compare existing and proposed debt obligations, and gain deeper insight into a borrower’s ability to meet financial commitments.
Projections & Stress Testing
Look beyond historical performance by creating projections and evaluating multiple lending scenarios. Test assumptions, compare outcomes, and assess how changing business conditions may impact future repayment capacity.
ProSight Peer Comparisons
Compare borrower performance against industry peers using the optional ProSight Peer Comparisons module. Access industry benchmarking data to provide additional context when evaluating financial performance, trends, and credit risk.
Automated Spreading
Reduce manual data entry by automatically importing business tax return information into BTA Pro using Bukers Tax Return Reader. Move more quickly from tax returns to meaningful financial analysis.
Global Cash Flow Analysis
Most borrowers are more than a single tax return or business entity. Meaningful credit decisions often require lenders to evaluate the complete borrowing relationship, including personal cash flow, business cash flow, existing debt obligations, and proposed debt.
Bukers Global Cash Flow Analysis combines information from Taxanalysis and BTA Pro to provide a comprehensive view of repayment capacity across the entire relationship. Analyze multiple individuals, multiple businesses, and their associated debt obligations within a single global cash flow analysis.
Gain a more complete picture of borrower strength, repayment capacity, and credit risk.